What a Roof Replacement Costs in Fort Collins (2026)
Roof replacement in Fort Collins in 2026 runs $450–$800 per square for architectural shingles, installed, with a full tear-off. A square is 100 square feet of roof surface, and a typical two-story home in Rigden Farm or English Ranch has 24–30 of them, so the roof is $11,000–$22,000. Here's where that range comes from and what pushes a specific house to one end or the other. These are typical ranges, not a quote.
By house size
| House | Roof squares | Architectural shingles | Class 4 shingles |
|---|---|---|---|
| 1,200 sq ft ranch, simple gable | 15 – 18 | $8,500 – $12,500 | $9,300 – $14,000 |
| 1,600 sq ft ranch or split-level | 20 – 24 | $10,500 – $17,000 | $11,500 – $19,000 |
| 2,000 sq ft two-story | 24 – 28 | $12,000 – $20,000 | $13,000 – $22,500 |
| 2,600 sq ft two-story, cut-up roof | 30 – 36 | $15,500 – $26,000 | $17,000 – $29,000 |
| 3,500 sq ft custom | 40 – 50 | $20,000 – $36,000 | $22,000 – $40,000 |
Roof squares aren't floor area. A 2,000 sq ft two-story has a smaller roof than a 2,000 sq ft ranch, because the second floor sits on top of the first. Pitch adds surface too: a 6/12 roof has about 12 percent more area than the footprint under it, a 10/12 about 30 percent more.
What's in the per-square number
A real quote at $450–$800 per square in Fort Collins covers:
- Tear-off of one layer and disposal (dump fees in Larimer County are a meaningful line)
- Inspection of the decking, with a per-sheet allowance for replacement
- Synthetic underlayment over the whole deck
- Ice-and-water shield along the eaves and in every valley, which the code Fort Collins uses requires
- New drip edge, pipe boots and flashing
- Architectural shingles with six nails each, starter strip at eaves and rakes, matching ridge caps
- Ridge vent, with soffit intake checked
- City of Fort Collins permit and inspection
- Cleanup with a magnet sweep for nails
If a quote is well under $450 a square, one of those lines is missing. Usually it's the ice-and-water shield, the permit, or the six-nail pattern.
Class 4 and metal
Class 4 impact-resistant shingles add $40–$90 per square, so $1,100–$2,500 on a typical house. Most Colorado insurers discount the policy for a documented Class 4 roof, and in the hail belt the upgrade usually pays for itself before the next big storm. The Class 4 page has the details and the one piece of fine print to watch for.
Standing-seam metal is $1,200–$2,000 per square, so $30,000–$50,000 on the same two-story. Exposed-fastener metal panels sit at $800–$1,300 per square. Metal makes sense on a house you'll keep for 20 years; on one you'll sell in five, the buyer gets the benefit.
The six things that move the price
Pitch. Anything over 8/12 needs staging, roof jacks and a slower crew. Most of Old Town's 1900s houses qualify, and so do the newer two-stories with steep front gables. Add 10–20 percent.
Layers. A second layer of shingles to remove adds $1,000–$2,500. Check the drip edge before you get quotes so nobody surprises you.
Decking. Replacement plywood is $90–$150 per 4x8 sheet. A house that has had an ice-dam leak at the eaves for years, or an Old Town house with skip sheathing under thin plywood, might need six to ten sheets. Every quote should carry an allowance and a per-sheet price for anything past it.
Complexity. Each valley, dormer, skylight and chimney is flashing work that a simple gable doesn't have. A 30-square hip roof with four dormers in Miramont costs more than a 30-square gable off Drake Road, square for square.
Access. Old Town alley lots with no place for a trailer, fences between the driveway and the back slope, and a big silver maple over the roof all add hours.
Timing. Prices don't change with the season, but the schedule does. In the six weeks after a big hailstorm every roofer in Larimer County is booked, and some out-of-town crews price accordingly. If your roof is simply old, the quiet months of October through March get you a faster date and a crew that isn't rushing.
Insurance and the deductible
If hail did the damage, the insurer pays replacement cost minus your deductible, which on many Colorado policies is now 1–2 percent of the dwelling coverage rather than a flat $1,000. On a $550,000 house that's $5,500–$11,000. Colorado law prohibits any roofer from waiving or absorbing that deductible, and a roofer who offers to is proposing fraud with your name on the claim. The hail damage page explains the whole process.
How to compare quotes
Line them up by the list above, not by the bottom number. If one quote names the shingle and its rating, states six nails, includes the permit and carries a decking allowance, and another just says "remove and replace roof, 30-year shingles, $9,800," the second one isn't cheaper — it's incomplete. Ask what happens when they find soft decking, and whether the ice-and-water shield is at the eaves. The cost page has the full quote checklist, and the replacement page describes what a roof built for this climate looks like line by line.
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